Real-time cash flow: beyond manual CSV uploads
For most businesses in Nairobi, reconciliation means spending hours downloading CSV files from Safaricom Daraja, KCB, or Equity Bank portals, and manually matching them with sales ledgers in Excel. This is not only slow but leaves the door open to fraud, missing records, and delayed shipments. Automated payments demand automated bookkeeping.
STK Push integration services at the checkout till
The standard M-Pesa Lipa Na M-Pesa till requires customers to manually type in paybill numbers, account numbers, and amounts, which often leads to errors. STK push integration services change this by triggering an instant PIN prompt directly on the customer's phone.
In Biashara ERP, this is integrated directly with our pos software solutions in kenya. When a sale is made:
- The POS system triggers the STK Push to the customer's phone.
- The callback payload from Safaricom is processed within seconds.
- The system marks the invoice as paid, releases the goods, and logs the M-Pesa transaction reference—eliminating manual ledger posting.
Automatic bank reconciliations via Bank APIs
While M-Pesa handles high-frequency retail sales, larger corporate B2B transactions run through bank transfers (RTGS, EFT, Pesalink). By utilizing Banks APIs integration (such as Equity Jenga or KCB Buni), your ERP can query bank statements in real-time or daily intervals.
The system automatically runs matches based on amount, sender name, and payment reference. Unmatched transactions are flagged and placed in a simple reconciliation queue for supervisor review, ensuring your cash account balances perfectly with your bank statement every day.
The competitive edge of unified payments
By connecting bank APIs and STK push services to your core accounting, you gain immediate cash visibility and reduce billing friction. Check out our M-Pesa automation services and accounts & banking solutions to see how you can digitize your cash flow today.
Biashara support